When is a good time to refinance your home loan?
Many homeowners set up their home loan repayments to automatically be debited from their account – knowing they are slowly chipping away at their debt without needing to put much…
Positive and negative gearing: pros and cons
If you invest in property, it could be positively or negatively geared. And it has nothing to do with mechanics or engineering. It refers to whether the income you receive…
Guarantor Home Loan – how do they work?
A guarantor could enable you to purchase a property sooner and potentially save thousands of dollars A guarantor may use the equity in their home as security, allowing you to…
Rate lock: how does it work?
You’ve found the property. Your broker has helped you find the right loan with a competitive interest rate and all the features you want. You’ve completed the application and now…
Cash rate rise: what does it mean for you?
The Reserve Bank of Australia (RBA) today announced the cash rate increased from a record-low 0.1% to 0.35%. This is the first time the RBA made a change to the…
How does the 2021-2022 budget affect you?
The 2021-22 budget has now been released. There’s a lot of talk and we want to help break down the key initiatives targeting home ownership which could help you get…
Bridging loans (aka relocation loans)
So what exactly is a relocation loan? It’s exactly what the name implies. A loan that helps you purchase a new home whilst you wait for a buyer to purchase…
The Federal Government’s First Home Loan Deposit Scheme
The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to support eligible first home buyers to build or purchase a new home sooner. The government scheme for…
Variable Vs Fixed
Variable or fixed? It’s a big question that many people consider when taking out a home loan. So what is the difference? A variable interest rate home loan means that…
What is loan-to-value ratio (LVR)
What is the LVR on a home loan? The term ‘LVR’ refers to a calculation lenders use to express the size of your home loan as a percentage of the…
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MC Mortgages was established with one clear goal: to be more than just brokers. With this compelling vision in mind, we have created a brokerage that is focused on looking beyond the customer’s initial request and taking a holistic approach to all their needs.
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Entering Brisbane’s property market as a first-time buyer in 2025 presents both exciting opportunities and unique challenges. According to the Real Estate Institute of Queensland (REIQ), Brisbane continues to show…
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As we move through 2025, Brisbane’s property market continues to evolve, presenting unique opportunities for homeowners considering refinancing. With property values showing strong growth and potential interest rate changes ahead,…
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