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Income Protection

Providing financial security for families and businesses

Income protection insurance, also know as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time if you are sick or injured.

When purchasing income protection, consider what other types of life insurance you need as well, such as life cover and total and permanent disability cover.


Do you need income protection?

Income protection insurance replaces the income lost through your inability to work due to injury or sickness. It is an important consideration for anyone who relies on an income. It is especially suitable for self-employed people, small business owners or professionals whose business relies heavily on their ability to work.


Choosing an income protection policy

Each income protection policy has its own definition of disability, and range of benefits. Income protection usually offers cover for up to 75% of your gross wages for a maximum time period (e.g. 2 years or to age 60). Income protection policies may be stepped or level, make sure you understand what sort of policy you are getting.


MC Mortgage Solutions highly recommend having income protection insurance and we recommend that you call Brad Bell to assist you. With over 22 years experience in the life insurance and financial services industry, Brad has developed extensive knowledge across a broad range of products and services. This experience means Brad can assist clients at all stages of their life to achieve their financial and risk protection goals. With a focus on providing tailored financial solutions, Brad’s focus is on sound strategy development and regular reviews to build, manage and protect clients’ wealth.

Have a question?

MC Mortgage Solutions would love the opportunity to discuss your circumstances with you. Whether you have found a house or are just in the planning stages it's never to early or late to make sure your finance is right for you.

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