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Investment Loans

Buying an investment property could be easier than you think. Let MC Mortgage Solutions show you how.

Property is one of the most popular investment options in Australia and a great way to build your wealth. There are many benefits to property investment, such as:

  • Property is a reasonably secure, long-term investment
  • It’s a solid, visible investment
  • An investment property  can earn rental income that potentially covers all loan payments and costs
  • Building equity in your investment property gives you the opportunity to expand your portfolio with additional investments
  • It can provide additional financial benefits through taxation and gearing

Like any investment there can be risks involved. The income from rent may not meet your expectations, or the value of the property may decline. Our brokers are trained to help you through the process and see if buying an investment property is right for you.

There are three ways to start investing in property:

  • save a deposit, 10% is a good guide
  • Use the equity in your home
  • Use your Self Managed Superannuation Fund

Using the Equity in your home to purchase an investment property

Equity is the difference between the value of your home and how much you owe on it. For example, if your home is now worth $500 000 and you still owe $300 000 you could have up to $200 000 in equity. You may be able to use some of this equity towards the deposit of your investment property.

Buying a property with your SMSF

Correct structuring and good investment selections when buying property in superannuation can ensure a positive cashflow to the SMSF without you needing to make additional contributions. We can show you how to navigate the complicated SMSF legislation and strict associated borrowing rules. We can recommend the most appropriate loan from a range of SMSF lending providers.

Have a question?

MC Mortgage Solutions would love the opportunity to discuss your circumstances with you. Whether you have found a house or are just in the planning stages it's never to early or late to make sure your finance is right for you.

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